What is the minimum salary for Personal Loan in HDFC Bank?
What is the minimum salary for Personal Loan in HDFC Bank?
Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer. Those who earn a minimum of 25,000 net income per month.
Can personal loan be applied online?
If you are an existing customer you can apply for the loan on the bank’s mobile app or through your internet banking account. If you are a new customer you can download the application from the bank’s website or get it at the branch.
Can I get personal loan without salary slip?
You can still apply for a personal loan without salary slip, especially if you’re self-employed. Below are some of the ways you can get the loan approved: You can validate your income by producing other financial documents like bank account statements, income certificate, Income tax returns or Form 16.
Can I get personal loan if my salary is 15000 in HDFC?
HDFC Bank personal loans can be availed by salaried and self-employed individuals in India….We’re checking for offers ……
| Particulars | Salaried | Self-Employed |
|---|---|---|
| Age | 21 – 60 years | 21 – 65 years |
| Minimum Income | Rs.15,000* | Rs.5 Lakh p.a. |
| Co-applicant | Not mandatory | Not mandatory |
| Loan Tenure | 12 – 60 months | 12 – 60 months |
How much loan can I get if my salary is 12000?
Salary of 12000, Am I eligible for Loan? Check here online
| Product | Salary | Min. loan amount |
|---|---|---|
| Personal Loan | 12000 | 40000 |
| Home Loan | 12000 | 300000 |
| Car Loan | 12000 | 150000 |
| Credit Card | 12000 |
Can I get loan on 650 CIBIL score?
Most lenders in India consider a CIBIL score of 600+ a decent score to evaluate your creditworthiness. As such, obtaining a Personal Loan for CIBIL score of 650 and above makes availing of loans incredibly easy.
